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I'm currently looking into River Valley Loans for a $600 loan and I'm trying to figure out if they're a legit option. I'm always cautious with online loan services and really want to hear from real people who've used them. Don't want to be around high fees but if u know any other provider, it's OK as well/.

1. Advance Fee Scams. What It Sounds Like: “Business loans starting at 0% interest! No credit, low credit, and bankruptcy okay. Low application fee to get started!”. An advance fee scam is when an individual or company promises easy access to low-cost debt in exchange for an upfront payment.

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